1. Acceptance of Terms
These Terms and Conditions govern your use of mission100k.com and your interactions with KL&B Group LLC, operating Mission 100K (collectively, "Mission 100K," "we," "us," or "our"). By using the website or submitting information, you agree to these terms and our Privacy Policy.
2. Website Purpose
The website provides information about a potential business relationship for insurance agents, along with recruiting, training, mentorship, accountability, carrier-readiness, and business-support concepts. Website content is general information and is not legal, tax, financial, or regulatory advice.
3. Eligibility and Licensing
You are responsible for maintaining all licenses, appointments, certifications, continuing education, errors-and-omissions coverage, and other requirements applicable to your activities. Carrier appointments, products, compensation, and market availability vary by jurisdiction and remain subject to carrier approval and contractual requirements.
You agree that information submitted through the website is accurate, current, and complete.
4. Independent Contractor Opportunity
Mission 100K offers a potential 1099 independent-contractor opportunity, not a W-2 employment position. Agents operate as independent business owners and are responsible for their own business activities, taxes, expenses, licensing, and compliance obligations. Submitting an application or scheduling a call does not create employment, an agency relationship, a carrier appointment, or a binding contract.
5. No Income or Production Guarantees
Mission 100K does not guarantee commissions, production levels, lead volume, appointments, clients, earnings, profitability, carrier appointments, or any particular business result. Outcomes depend on many factors, including individual effort, licensing status, market conditions, carrier requirements, and business decisions.
6. Medicare and Regulatory Disclaimer
Mission 100K is not affiliated with or endorsed by Medicare, CMS, or any government agency. Agents are responsible for complying with applicable Medicare marketing rules, carrier requirements, privacy obligations, and all laws and regulations governing their activities.
7. Mission 100K SMS Program Terms
When you affirmatively consent, KL&B Group LLC | Mission 100K may send promotional, transactional, and alert SMS messages, including partner-application updates, appointment reminders, scheduling information, licensing updates, recruiting follow-up, and related notifications. Message frequency varies. Message and data rates may apply. Consent to receive marketing texts is not a condition of purchase.
Reply STOP to opt out at any time. Reply HELP for assistance, call 478-993-5818, or email [email protected]. Wireless carriers are not liable for delayed or undelivered messages.
You must be 18 years of age or older to use this SMS service. You must also be the account holder or authorized user of the mobile number provided. Please review our Privacy Policy for information about data handling and SMS opt-in privacy.
8. Acceptable Use
You may not misuse the website, attempt unauthorized access, interfere with site operation, submit fraudulent information, introduce malicious code, scrape content without authorization, or use the website in violation of law or the rights of others.
9. Intellectual Property
Website content, branding, text, graphics, training concepts, and related materials are owned by or licensed to Mission 100K and are protected by applicable intellectual-property laws. No rights are granted except the limited right to use the website for its intended purpose.
10. Third-Party Services
The website may use or link to third-party services such as GoHighLevel, Calendly, insurance carriers, and communications providers. Mission 100K does not control and is not responsible for third-party websites, availability, terms, or privacy practices.
11. Disclaimers and Limitation of Liability
The website and its content are provided on an "as is" and "as available" basis to the fullest extent permitted by law. Mission 100K does not warrant that the website will be uninterrupted, error-free, or suitable for every purpose.
To the fullest extent permitted by law, Mission 100K and KL&B Group will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of the website, reliance on its content, or interactions with third-party services.
12. Changes and Termination
We may modify these terms, website content, eligibility criteria, or available services at any time. We may restrict access when necessary to protect the website, our business, or others. Updated terms become effective when posted with a revised effective date.
13. Contact Us
Questions about these terms may be directed to KL&B Group | Mission 100K at [email protected] or 478-993-5818.