1. Acceptance of Terms
These Terms and Conditions govern your use of mission100k.com and your interactions with KL&B Group LLC, operating Mission 100K (collectively, "Mission 100K," "we," "us," or "our"). By using the website or submitting information, you agree to these terms and our Privacy Policy.
2. Website Purpose
The website provides information about a potential business relationship for insurance agents, along with recruiting, training, mentorship, accountability, carrier-readiness, and business-support concepts. Website content is general information and is not legal, tax, financial, or regulatory advice.
3. Eligibility and Licensing
You are responsible for maintaining all licenses, appointments, certifications, continuing education, errors-and-omissions coverage, and other requirements applicable to your activities. Carrier appointments, products, compensation, and market availability vary by jurisdiction and remain subject to carrier approval and contractual requirements.
You agree that information submitted through the website is accurate, current, and complete.
4. Independent Contractor Opportunity
Mission 100K offers a potential 1099 independent-contractor opportunity, not a W-2 employment position. Agents operate as independent business owners and are responsible for their own business activities, taxes, expenses, licensing, and compliance obligations. Submitting an application or scheduling a call does not create employment, an agency relationship, a carrier appointment, or a binding contract.
5. No Income or Production Guarantees
Mission 100K does not guarantee commissions, production levels, lead volume, appointments, clients, earnings, profitability, carrier appointments, or any particular business result. Outcomes depend on many factors, including individual effort, licensing status, market conditions, carrier requirements, and business decisions.
6. Medicare and Regulatory Disclaimer
Mission 100K is not affiliated with or endorsed by Medicare, CMS, or any government agency. Agents are responsible for complying with applicable Medicare marketing rules, carrier requirements, privacy obligations, and all laws and regulations governing their activities.
7. Mission 100K SMS Program Terms
By opting into the Mission 100K SMS program, you agree to receive recurring text messages from KL&B Group LLC | Mission 100K at the mobile number you provided. Messages may include partner-application updates, appointment reminders, scheduling information, licensing or onboarding reminders, recruiting follow-up, service updates, promotional messages, and related Mission 100K notifications.
Message frequency varies based on your interactions with us. Message and data rates may apply. Consent to receive marketing text messages is not a condition of purchasing any product or service.
To opt out of SMS messages, reply STOP at any time. After you send STOP, we may send one confirmation message and then stop sending SMS messages to that number unless you opt in again.
For support, reply HELP or email [email protected].
Wireless carriers are not liable for delayed, failed, or undelivered messages. Delivery of SMS messages is subject to effective transmission by your wireless carrier and network operator.
You must be 18 years of age or older to use this SMS service. You must also be the account holder or authorized user of the mobile number provided. Please review our Privacy Policy for information about how we collect, use, protect, and do not share SMS opt-in data and consent.
8. Acceptable Use
You may not misuse the website, attempt unauthorized access, interfere with site operation, submit fraudulent information, introduce malicious code, scrape content without authorization, or use the website in violation of law or the rights of others.
9. Intellectual Property
Website content, branding, text, graphics, training concepts, and related materials are owned by or licensed to Mission 100K and are protected by applicable intellectual-property laws. No rights are granted except the limited right to use the website for its intended purpose.
10. Third-Party Services
The website may use or link to third-party services such as GoHighLevel, Calendly, insurance carriers, and communications providers. Mission 100K does not control and is not responsible for third-party websites, availability, terms, or privacy practices.
11. Disclaimers and Limitation of Liability
The website and its content are provided on an "as is" and "as available" basis to the fullest extent permitted by law. Mission 100K does not warrant that the website will be uninterrupted, error-free, or suitable for every purpose.
To the fullest extent permitted by law, Mission 100K and KL&B Group will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of the website, reliance on its content, or interactions with third-party services.
12. Changes and Termination
We may modify these terms, website content, eligibility criteria, or available services at any time. We may restrict access when necessary to protect the website, our business, or others. Updated terms become effective when posted with a revised effective date.
13. Contact Us
Questions about these terms may be directed to KL&B Group | Mission 100K at [email protected].